Master Your Money Through Practical Education
Financial discipline starts with understanding, not wishful thinking
Most people struggle with money because nobody taught them the boring fundamentals. We focus on the practical skills that actually matter: tracking spending, building realistic budgets, and making informed decisions about debt and savings. No miracle solutions or overnight transformations.
Explore Our Programme
Taught by Someone Who's Been There
I spent fifteen years working in financial planning before realizing most educational materials miss the point entirely. People don't need complex investment strategies when they're still figuring out how to stop overspending each month. So I built this programme around the questions I heard most often from real clients.
What you'll find here is straightforward advice based on patterns I've seen work repeatedly. Not theory from textbooks, but practical frameworks that helped hundreds of people gain control over their finances.
What Makes Our Method Different
We start with your actual spending habits rather than ideal budgets that fall apart within weeks. The curriculum adapts based on your specific challenges, whether that's impulse purchases, subscription creep, or simply not knowing where your money goes. Real progress comes from understanding your personal patterns first.
What You'll Actually Learn
Four core areas that address the fundamental challenges most people face with money management and financial decision-making.
Spending Awareness
Build a realistic picture of where your money actually goes. We'll work through tracking methods that don't require complicated apps or constant data entry. You'll learn to identify patterns and make adjustments based on your priorities rather than guilt.
Budgeting Reality
Forget rigid spreadsheets that demand perfection. You'll create flexible frameworks that accommodate life's messiness while keeping you on track. The goal is sustainable habits, not temporary willpower.
Debt Strategy
Understand how different types of debt actually work and create a manageable repayment approach. We'll examine real scenarios and help you prioritize based on interest rates and your personal situation, not generic advice.
Savings Foundation
Build an emergency fund that actually works for your income and expenses. Learn practical approaches to automation and consistency that don't require dramatic lifestyle changes or unrealistic sacrifice.
How We Actually Work Together
Individual Review Sessions
Every participant gets monthly check-ins where we examine what's working and what isn't. These aren't lectures. We'll look at your actual spending data and adjust your approach based on reality rather than theory.
Flexible Pacing
Some people need three months to build solid habits. Others need eight. The programme adapts to your progress rather than forcing everyone through identical timeframes. You move forward when you're genuinely ready.
Honest Feedback
I'll tell you when something won't work for your situation. No point pretending aggressive saving targets make sense if your income barely covers essentials. We'll find realistic improvements rather than chasing impossible standards.
Programme Structure and Timeline
Our comprehensive course runs for nine months, providing enough time to build lasting habits without rushing through important concepts.
Next intake begins September 2025
Foundation Phase
Months 1-3We start with tracking your current spending patterns without judgment. Most people discover surprising things about their habits during this phase. You'll also learn basic budgeting frameworks and begin identifying your financial priorities.
Development Phase
Months 4-6With baseline awareness established, we'll work on debt management strategies and begin building your savings approach. This is where you'll develop systems that match your lifestyle rather than fighting against it.
Refinement Phase
Months 7-9The final phase focuses on optimization and preparing for common financial challenges. You'll learn to handle unexpected expenses, adjust budgets during income changes, and maintain discipline during difficult periods.
Ready to Start Building Better Habits?
Enrollment for our September 2025 programme opens in June. Spaces are limited to ensure proper individual attention for each participant.
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Lead Instructor
Meet Helena Drummond
After spending years watching clients struggle with the same fundamental issues repeatedly, I realized traditional financial education was missing something crucial. People don't need more information about compound interest. They need practical help managing day-to-day decisions.
I left corporate financial planning in 2019 to build this programme from scratch. It's based entirely on the patterns and solutions I saw work in real life rather than academic theory.
Background and Experience
Fifteen years in financial planning and advisory roles across retail banking and independent consultancy. Chartered status with the Chartered Institute for Securities & Investment. Most importantly, hundreds of conversations with people trying to get their finances under control.